# Mid-Career Retirement Planning Course (FERS Only Participants) (Self-Paced)

Canonical URL: <https://www.graduateschool.edu/courses/mid-career-retirement-planning-course-fers-only-participants-self-paced>

## Overview

Improve your retirement outlook by obtaining important information now. Prepare a retirement readiness index and a financial plan. Learn how to optimize the contributions to your tax-deferred Thrift Savings Plan (TSP) retirement savings and investment account, and also your Federal Employees Retirement System (FERS) defined benefit, contributory retirement account. Learn how Social Security benefits are calculated, and how your health and life insurance benefits carry over into retirement.

## What you'll learn

- Determine when you are eligible to retire.
- Explain how refunded service, non-deduction service, and military service are credited for retirement purposes.
- Know how your basic annual annuity will be computed.
- Explain the major steps involved in the retirement application process.
- Identify appropriate forms and documents that are used to process your application for retirement.
- Identify resources to answer your benefits questions after retirement.

## Curriculum

#### Module 1: Introduction to Federal Employee Benefits

- Overview of the federal benefits system and its key components
- Understand eligibility requirements and enrollment processes
- Identify the agencies and resources involved in benefits administration

#### Module 2: Federal Employees Health Benefits (FEHB) Program

- Understand the structure and coverage options under FEHB
- Compare plan types, premiums, and coverage levels
- Learn about enrollment, changes, and qualifying life events

#### Module 3: Federal Employees Dental and Vision Insurance Program (FEDVIP)

- Overview of dental and vision coverage options
- Understand enrollment processes and eligibility
- Evaluate plan costs and coverage benefits

#### Module 4: Federal Employees’ Group Life Insurance (FEGLI)

- Learn about basic and optional life insurance coverage
- Understand premium rates, coverage levels, and beneficiary designations
- Explore how FEGLI integrates with other federal benefits

#### Module 5: Flexible Spending Accounts (FSAFEDS)

- Understand the purpose and benefits of flexible spending accounts
- Learn about eligible expenses and annual contribution limits
- Review enrollment and usage guidelines

#### Module 6: Federal Long Term Care Insurance Program (FLTCIP)

- Understand the need for long-term care planning
- Explore FLTCIP benefits, coverage options, and costs
- Learn how to apply and maintain coverage

#### Module 7: Benefits Decision-Making and Retirement Planning

- Integrate health, life, and long-term care benefits into retirement planning
- Assess personal needs, family considerations, and financial readiness
- Identify resources for ongoing benefits management

## Pricing

**Tuition:** $799