Pre-Retirement Planning (BENE7102)

Pre-Retirement Planning

Pre-Retirement Planning


Acquire the information you need to make fully informed decisions about retirement. Gain valuable retirement planning information related to the Civil Service Retirement System (CSRS) and the Federal Employee Retirement System (FERS). Learn how Social Security benefits are calculated, and how your health and life insurance benefits carry over into retirement. Learn about Medicare and Thrift Savings Plan (TSP) withdrawal options. Receive an overview of financial, estate, and "life" planning.

Who Should Attend?

Federal employees contributing to CSRS or FERS who are within 10 years of retirement. Employees who do not anticipate retiring within the next 10 years should take Mid-Career Retirement Planning, FERS Participants Only (BENE8120D).
* Spouses are welcome to attend at no charge.



Class Type:

This course is currently being offered in the following training modalities:

Learning Outcomes:

  • Determine when you are able to retire and explain the major steps involved in the retirement application process
  • Understand how your basic annuity will be computed and what benefits will be payable to your survivors
  • Identify your federal health and life insurance benefits after retirement, as well as your entitlement to Social Security benefits, including Medicare, and how/whether your Social Security benefit will be affected by the Windfall Elimination Provision
  • Identify TSP withdrawal options
  • Identify your retirement income needs and develop appropriate financial plans for your retirement

Register For Online Course


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Module 1

  • Introduction to Federal Benefits

Module 2

  • Retirement Eligibility

Module 3

  • Annuity Computations

Module 4

  • Processing Your Retirement Application

Module 5

  • Survivor Benefits

Module 6

  • Health Benefits (FEHB), Long Term Care Insurance (FLTCIP) and Life Insurance (FEGLI)

Module 7

  • Social Security and Medicare Benefits

Module 8

  • Income Tax Considerations

Module 9

  • Thrift Savings Plan Participation and Withdrawal Options


  • Key Terms

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